Income Strategies Institute (ISI) holds seminars on investing–stock market, real estate, & internet businesses. I attended an ISI seminar in which they offered to educate & train you to successfully trade on the stock and options markets, via seminars & other provided materials. Their speaker was very motivational & I purchased their Bronze workshop program which provided me with webinars, seminars, & materials to learn stock trading & options. This cost me to this point $ 8,015.00. I received 2 poorly written manuals (these manuals appear to contain plagerized materials–no notations or credits given to anyone & no copy right on manuals), attended 2 webinars, & two 2-day seminars on said subjects. The instructors on the webinars promised notes to be emailed to the students within a day or two. Instead, it took a week+ & seminars were worse! I found everything ISI had charged me for was available on-line or via other sources for free! ISI would not refund my money when asked!